Table of Content
If you want the security of a fixed interest rate, the HSBC Fixed Rate Home Loan Package has plenty of useful features. Before you decide whether or not it's the right loan for you, see how those features stack up against other fixed rate home loans available on the market. Richard Whitten is an editor at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders.
However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market. Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan. Finder.com.au has access to track details from the product issuers listed on our sites.
Select the right loan
Enjoy attractive interest rates and greater flexibility with HSBC Home Loans. 3The LLC or Corporation must be formed as a single purpose entity solely for the purpose of owning the subject property. Jumbo mortgage – Jumbo home mortgages exceed the limits set by the Federal Housing Finance Agency . Interest Rate – The rate of interest on a mortgage, expressed as a percentage.
2Interest rate may increase per the terms stated in your adjustable rate note. Must have a principal residence in the United States, U.S. Citizenship, or Permanent Residency to qualify for closing cost credit. For more information, please contact your mortgage professional. The Select Mortgage is for borrowers with no HSBC relationship or combined personal deposit and investment‡ balances less than $10,000. View the top reasons to refinance your home and cash-out refinance options. Option-to-purchase, sales and purchase documents, as well as property valuation report.
Personal Banking
The reset will be done by the 7th calendar day of the following month from RBI’s announcement of change in repo rate. A revision in the applicable rate of interest will lead to a revision in the Equated Monthly Instalment or the loan tenure at the Bank’s discretion. The applicable rate of interest rate on your loan is the RLLR plus the margin .
You will not be charged any fees for making extra repayments on your HSBC Fixed Rate Home Loan up to the amount of $10,000. You can do this without incurring an early repayment charge and with fee-free rate options. We’ll let you know if your interest rate changes and what effect that change will have on your monthly payments.
Online Banking
© HSBC Bank Malta 2022. This website is designed for use in Malta.Cross-border banking. Listening to what you have to say about our services matters to us. We can help if you're looking to buy a second home or considering borrowing more money against your property. Lenders typically need your last 2 years of tax returns if you are a self-employed borrower. If you earn a salary from a job then lenders can look at your bank statements and recent pay slips instead.
The rate applicable for other variants (Smart Home Loan. Loan against Property and Smart Loan against Property) will be at a premium. This rate is applicable only for Balance Transfer/Balance Transfer + Top-up. Top up of more than 150% of the base loan will be priced at a premium of 50 bps.
These banks and brands are not responsible for ensuring that comments are answered or accurate. PropertyGuru Finance provides a one-stop home loan solution for property agents and homeowners. Recent 3-month payslips, as well as your latest Income Tax Notice of Assessment or 12 months CPF contributions. You can learn more about a specific HSBC home loan by clicking through to that product’s review page. Clicking “Go to site” on the HSBC comparison table will take you through to the lender’s website. Get on the property ladder with our range of home loan options.
Manage your cash flow more easily with loans to cover a variety of expenses. Estimate the current value of a flat in major estates of Hong Kong with our simple address-based tool. Enables you to buy if you only have a small down payment. Apply for and successfully draw down a Green Mortgage to enjoy more rewards.
Find the home loan that's right for you, whether you're downsizing or buying a more expensive property. Protect yourself against rising interest rates and enjoy a range of competitive features with a HSBC Fixed Rate Home Loan Package. Rates are variable and linked to the HSBC Base Lending Rate and is subject to fluctuation at any anytime. Choose to repay either on a monthly or fortnightly basis. Available for purchase of fully-built property and refinancing of loans held with other institutions. Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
It's our way of thanking you for supporting a more sustainable future. Issued by The Hongkong and Shanghai Banking Corporation Limited, incorporated in the Hong Kong SAR, acting through its New Zealand branch. This is the initial percentage rate at which we calculate the interest on the mortgage. We know that when it comes to choosing a mortgage, there's a lot of jargon to get your head around.
For more details, you can speak to your Relationship Manager or visit the nearest branch. The above PI and PRA is an indicative list and final documents acceptable are based on HSBC's policy as applicable at the time of application of the loan. Now's the time to consider a Fixed Rate Home Loan. Be confident in what your repayments will be every month.
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